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Pre-Retirees & Retirees


A new job. An addition to the family. Purchasing a new home. Divorce. Retirement. Life brings both joyful milestones and difficult challenges that affect your financial situation. As you near retirement, we will help you plan for your biggest financial stressors including distributions from your employer-sponsored accounts, retirement income income planning, Social Security optimization, Medicare supplement options and more. With the knowledge and experience to guide you through the complexities of life's milestones, the advisors at Heartwood are prepared to help you with a smooth transition to the next phase of your life.